Feeling bad about yourself keeps you overspending.

You have been programmed by those who want something from you to believe you are not good enough and to believe all the limitations and explanations they have imposed upon you. The oligarchs and their corporations, politicians, and churches with invisible "Gods", as well as toxic family members and fake friends want to worsen your feelings of not being good enough to get you to do something for them, e.g., fall for their false promises, click their bait, and give them something, usually money. And what of God? There are thousands of religions in the world and each believes it is RIGHT. Religions sell forgiveness to people they can make feel guily.

equality between rich and poor

It is cruel parenting and poor education to set your children up to compare themselves with impossible and impractical perfection ("Be Christlike") for the rest of their lives. It creates a lifetime of not feeling good enough and guilt. What else does it create?

A need for forgiveness. And that will cost you.

These religions also give you some other groups to dislike and blame, too. This distracts you from your real problem, keeps you feeling bad about yourself, and keep you needing (paying) them. They are a big source of racial intolerance and social inequality.